Meredith Rachek
Refund: $4,500
Occupation: Assistant bank examiner
Current city: Memphis, Tenn.
As a recent college graduate, I've racked up quite a bit of debt, so I'll put about $2,000 of my refund toward paying my student loans.
Like any college student, I also had to call up my parents once in a while and ask for emergency cash when my bank account got low, so now I'll be able to give some of that money back.
This is the biggest refund I've ever gotten, so I'll get to have a little fun with it too. I'm saving $700 for a weekend getaway with my college roommates this fall.
After all of that, I'll have about $800 left, which I'll either tuck away in case I relocate for my job, or I'll invest it, since it looks like the market is finally starting to turn around.
NEXT: 'No more fine dining!'