I was an employee of a hospital, and the credit union was set up right here on our campus and was especially for hospital employees, so the main reason I joined was for convenience.
When we would get our paychecks every two weeks we could just go straight over there and deposit our checks, and they wouldn't charge you to cash them either.
I've felt very comfortable with them all these years, so even when I retired I've stayed with them. They've now gotten to the point where they can pay my utilities bills for me automatically [through online bill pay], which is nice.
I've got credit cards, cash and checks with them. I usually go into the credit union every six to eight weeks to take out cash. I like that every time I call them I'm talking to person and not talking to a voice on the phone. I can't say enough for how convenient and dependable they are.
We found 8 with zero ATM fees, free checking and high-yielding accounts.