Massage Envy
Massage Envy
Loan failure rate: 3.9%
Number of loans: 181
Number of failed loans: 7

The idea behind Massage Envy is affordable massages, fast.

Massage Envy locations welcome walk-ins, and most are open until 10 p.m. on weeknights to accommodate busy schedules. They offer a range of massage services, including reflexology, and some offer facials.

Most locations offer low prices or deals, such as a one-hour introductory special for $49. There are 686 Massage Envy locations in 43 states. The startup investment is between $343,025 and $567,985.

Potential franchisees should have a minimum net worth of $500,000, and $150,000 in liquid assets. Of the 181 loans backed by the SBA, seven loans failed between 2005 and 2010.

Source: Loan data is from the Small Business Administration, covering loans made from October 2005 through September 2010. Only those franchises for which the SBA backed 70 or more loans were included. A loan was counted as "failed" if the franchisor stopped repaying the loan and the SBA had to purchase -- or take over -- the loan.
Last updated June 16 2011: 12:24 PM ET

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