Should I use a reverse mortgage to buy an annuity?

Lots of salespeople pitch reverse mortgages to pay for long-term care insurance. Whether that's a bad deal is tougher to evaluate since it depends on your assets and resources, the cost of the policy and the odds you'll end up in a nursing home for an extended period. But Donald Redfoot of AARP's Public Policy Institute notes that if you've got to take out a loan to be able to pay for a long-term-care policy - and a reverse mortgage is a loan - then you're probably not a good candidate for one.