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Fixed-Rate Mortgages
Region
Average Conventional
30-Year Commitment Rate
Fees & Points
Average Conventional
15-Year Commitment Rate
Fees & Points
U.S.
5.79
0.6
5.11
0.6
Northeast
5.82
0.4
5.13
0.4
Southeast
5.79
0.7
5.15
0.7
North Central
5.86
0.4
5.16
0.3
Southwest
5.80
0.6
5.16
0.6
West
5.72
0.9
5.02
0.9
Data provided by Freddie Mac.
One-Year Adjustable-Rate Mortgages
Commitment Rate
Fees & Points
Margin
U.S.
3.75
0.6
2.77
Northeast
3.85
0.5
2.80
Southeast
3.53
0.8
2.78
North Central
4.13
0.5
2.79
Southwest
3.76
0.7
2.74
West
3.51
0.7
2.74
Data provided by Freddie Mac.
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