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Fixed-Rate Mortgages


Region Average Conventional
30-Year Commitment Rate		 Fees & Points Average Conventional
15-Year Commitment Rate		 Fees & Points
U.S. 5.79 0.6 5.11 0.6
Northeast 5.82 0.4 5.13 0.4
Southeast 5.79 0.7 5.15 0.7
North Central 5.86 0.4 5.16 0.3
Southwest 5.80 0.6 5.16 0.6
West 5.72 0.9 5.02 0.9
Data provided by Freddie Mac.

One-Year Adjustable-Rate Mortgages
Commitment Rate Fees & Points Margin
U.S. 3.75 0.6 2.77
Northeast 3.85 0.5 2.80
Southeast 3.53 0.8 2.78
North Central 4.13 0.5 2.79
Southwest 3.76 0.7 2.74
West 3.51 0.7 2.74
Data provided by Freddie Mac.

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