Average APRs for credit cards, banking APYs make marginal moves. November 24, 2004: 1:54 PM EST
NEW YORK (CNN/Money) - Consumer interest rates for credit cards and banking products were little changed the week ending Nov. 23, a survey shows.
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The average annual percentage rate, or APR, for platinum cards inched fractionally lower to 10.94 percent, down from 10.97 percent the week prior, according to Informa Research Services.
Interest rates ranged from a low of 4.75 percent to a high of 19.8 percent for the week and stood at 10.97 percent a month earlier.
Rates for introductory purchase credit cards held steady at a 1.86 percent average, unchanged from the previous week, and stood at 1.9 percent a month earlier. For the week ended Nov. 23, rates ranged from zero percent to 9.9 percent.
Reward, or incentive-based, credit cards rose to a 11.98 percent average, up from 11.96 percent last week, with a range of 5.9 percent to 16.99 percent. Rates stood at 11.98 percent a month earlier.
Interest rates for banking products barely budged, with 12-month CDs creeping to a 1.86 percent average annual percent yield, or APY, from 1.82 percent the previous week.
Rates for 12-month CDs ranged from 0.35 percent on the low end to 3.2 percent for the week. A month earlier, the average rate stood at 1.77 percent.
The average interest rate for money markets rose to 0.74 percent, up modestly from 0.73 percent previous week, with a range of 0.02 percent to 2.89 percent. Rates stood at 0.71 percent a month earlier.
Below are the rates for key savings products from the 10 largest banks. You can compare rates for banking products, as well as credit cards, using the rate-search tools above.
