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Credit card, bank rates mostly higher
Average APRs for credit cards, banking APYs tip mostly higher but a couple rates lag.
January 5, 2005: 11:57 AM EST

NEW YORK (CNN/Money) - Consumer interest rates for credit cards and banking products were mostly higher the week ending Jan. 4, according to the latest Informa Research Services survey.

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The average annual percentage rate, or APR, for platinum cards inched up to 11.15 percent from 11.04 percent the previous week. Interest rates ranged from a low of 5 percent to a high of 19.8 percent for the week and stood at 11 percent a month earlier.

Rates for introductory purchase credit cards dipped to a 1.86 percent average from 1.87 percent last week and stood at 1.82 percent a month earlier. For the week ended Jan. 4, rates ranged from zero percent to 9.9 percent.

Reward, or incentive-based, credit cards advanced to a 12.18 percent average, up from 12.08 percent last week, with a range of 5.9 percent to 17.24 percent. Rates stood at 12.07 percent a month earlier.

CDs & Money Market
MMA 0.37%
$10K MMA 0.33%
6 month CD 0.35%
1 yr CD 0.67%
5 yr CD 1.38%

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Rates provided by Bankrate.com.

Interest rates for banking products also tipped mostly higher, with 12-month CDs creeping to a 2.05 percent average annual percent yield, or APY, up from 2.02 percent the previous week.

Rates for 12-month CDs ranged from 0.35 percent on the low end to 3.41 percent for the week. A month earlier, the average rate stood at 1.93 percent.

The average interest rate for money markets edged up to 0.78 percent from 0.77 percent last week, with a range of 0.02 percent to 3.04 percent. Rates stood at 0.75 percent a month earlier.

Below are the rates for key savings products from the 10 largest banks. You can compare rates for banking products, as well as credit cards, using the rate-search tools above.

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Market indexes are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer Morningstar: © 2014 Morningstar, Inc. All Rights Reserved. Disclaimer The Dow Jones IndexesSM are proprietary to and distributed by Dow Jones & Company, Inc. and have been licensed for use. All content of the Dow Jones IndexesSM © 2014 is proprietary to Dow Jones & Company, Inc. Chicago Mercantile Association. The market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. FactSet Research Systems Inc. 2014. All rights reserved. Most stock quote data provided by BATS.