Law school and the single mom
How I did it: All it took to earn a law degree was four years of doing more with less.
By Patricia Higuera, as told to David Hochman, MONEY Magazine

NEW YORK (MONEY Magazine) - "When I was accepted into Southwestern Law School's night program in Los Angeles, I asked to change my hours at the marketing company where I worked. I wanted to get in earlier to be out at five.

"They weren't amenable, so I quit my $60,000-a-year job and found a part-time job at a behavioral health company. I had to calm down suicidal patients sometimes. Tough work for $14,000, but on my breaks and at lunch I'd study, and then study a couple more hours before school.

Patricia Higuera, 31, Los Angeles. Single mom, two kids -- and law school.
Patricia Higuera, 31, Los Angeles. Single mom, two kids -- and law school.

"The law school gave me $70,000, which covered tuition but not living expenses. My parents watched my kids [Andrew, 13, and Christian, 8] when I was at school.

"I moved into a house my dad owns, so my rent was only $800, when he could have rented it out for twice that. For daily expenses I have a debit card so I can keep track. The one credit card I do have I monitor closely. I transferred the balance, which was over $10,000, to a new card every time the rate went above 3 percent.

"I got rid of my cell phone. Had no cable TV. I stopped seeing movies, cut groceries to around $300 a month -- shopping at Costco helps -- and my kids were understanding.

"By my third year, I got into one of the better law firms as a case assistant. Mostly photocopying, but my income more than doubled, to the mid-$30s. I mentioned to everyone that I wanted to be an attorney, and the secretaries started a whisper campaign.

"When I graduated last May, after four years, the firm offered to give me a position in the real estate division as soon as I pass the bar. I'll double my income again.

"Now my kids keep telling their friends, 'My mom's a lawyer!'" Top of page

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Market indexes are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer LIBOR Warning: Neither BBA Enterprises Limited, nor the BBA LIBOR Contributor Banks, nor Reuters, can be held liable for any irregularity or inaccuracy of BBA LIBOR. Disclaimer. Morningstar: © 2012 Morningstar, Inc. All Rights Reserved. Disclaimer The Dow Jones IndexesSM are proprietary to and distributed by Dow Jones & Company, Inc. and have been licensed for use. All content of the Dow Jones IndexesSM © 2012 is proprietary to Dow Jones & Company, Inc. Chicago Mercantile Association. The market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. FactSet Research Systems Inc. 2012. All rights reserved. Most stock quote data provided by BATS.