NEW YORK (CNN) - What distinguishes an architect from an artist, actuary from insurance adjuster? According to a new study conducted by Allstate Insurance, architects and actuaries are simply better behind the wheel.

Allstate's (Research) study looked at occupational ratings drawn from ten million insurance policies over a three year period. The study breaks down accident claims according to profession, and suggests that individuals in certain jobs are less likely to get into car accidents than others.

Based on the results, the insurer has classified three levels of drivers.

Level 1 is designated for Allstate Insurance employees only, making them eligible for a 10% discount (though the company maintains this does not mean they are less likely to crash than level 2 drivers).

Level two drivers, including biologists, chemists, economists, judges, and veterinarians also qualify for a ten percent discount.

A wide array of other professionals, such as accountants, carpenters, elevator operators, and telephone repairmen qualify for 5 percent discount at level 3.

Some of the results might seem counterintuitive. For instance, a police or fireman trained in high speed driving techniques is considered a worse driver than your local mailman.

Mike Siemienas, a spokesman for the Allstate said the study was conducted because the company is always looking to reward customers with safe driving records. "Allstate is always seeking new and innovative ways to provide consumers with competitively price insurance coverage based upon their individual risk," Siemienas said.

The discounts are being offered in eight states. South Carolina, Alabama, Alaska and Idaho offer discounts to the full list of occupations. Hawaii has a limited list of approximately 9 or 10 occupations.

Illinois, Minnesota and Wisconsin will offer the discount to Police Officers, Firefighters and Paramedics.

There are currently plans to offer discounts in additional states, but Allstate said they could not disclose that information until the company had filed applications with those states' departments of insurance.

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