8 who saw the crisis coming...

One year after the credit crunch began, Fortune looks back at who saw trouble ahead, and who just ended up in trouble.

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1. The Ratings Gadfly
Sean Egan
Egan-Jones Ratings

A vocal critic of rivals Moody's, Fitch, and Standard & Poor's, Egan has a track record of warning investors about poor credit quality long before the Big Three ratings agencies. Most recently he said to shun subprime-mortgage-backed bonds even while the other agencies said these were investment-grade credits.
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Last updated August 06 2008: 6:26 PM ET
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