How the credit crisis affects you

When banks don't lend to each other and the credit system gets backed up, consumers have a hard time getting a loan to buy a home or car, small businesses can't expand and employees are at risk of losing their jobs. CNN's Ali Velshi explains why.

1 of 5
Major investors
Major investors
There are major investors, and we mean really big ones: countries, sovereign wealth funds, pension funds, hedge funds and, of course, banks. When credit is flowing smoothly, they send money between each other. They also loan money to corporations.
NEXT: Banks
Last updated September 30 2008: 4:33 PM ET
Your Money: Keeping it safe How to make sure your nest egg doesn't break. More
The crisis: A timelineA shocking series of events that forever changed the financial markets. More
'Who will bail us out?' As banks clamp down on lending, companies are struggling to survive. More
Special Offer
Market indexes are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer Morningstar: © 2014 Morningstar, Inc. All Rights Reserved. Disclaimer The Dow Jones IndexesSM are proprietary to and distributed by Dow Jones & Company, Inc. and have been licensed for use. All content of the Dow Jones IndexesSM © 2014 is proprietary to Dow Jones & Company, Inc. Chicago Mercantile Association. The market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. FactSet Research Systems Inc. 2014. All rights reserved. Most stock quote data provided by BATS.