10 market pros take on 2009

What's in store for your money next year? Here's the divided forecast from some of the nation's top money minds.

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Economy: Half empty

Jared Bernstein
Economist, Economic Policy Institute

Optimism score: 3

"We got ourselves into a very bad mess, and it's going to take us some time to get out of it. Look for the economy to be either in recession or well below its normal growth rate at least through 2009."

Prediction: GDP will be flat for most of the year.

NEXT: Economy: Half empty

Last updated November 04 2008: 9:13 AM ET
Your investments Stocks will likely bottom by early 2009. More
Your homePrices may fall another 15% or so before year end. More
Your savings and credit Continued low interest rates on savings - but slightly easier credit. More
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