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5 things to do in the new year

Now is the time to sort through your to-do list and prioritize getting your health and finances in order for 2011.

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Save your raise
Save your raise
Salary boosts are bigger! Human resources consulting firm Buck Consultants projects that most companies will increase employees' pay by an average of 3% in 2011, up from 2% in 2009.

If you're making $100,000, that's about $2,000 a year after taxes. Doesn't sound like much of a haul? Funnel it straight into a tax-advantaged account like a Roth IRA every year and your money will grow tax-deferred, giving you an additional $139,522 in 30 years (assuming a conservative 5% annual return).

"The money might seem insubstantial at the time, but it's going to work hard in the long run," says Reston, Va., financial planner Frank Boucher.

NEXT: Go for a checkup
Last updated January 04 2011: 4:45 PM ET
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