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Move 2: Slash home energy bills
You know you need a programmable thermostat. But which one? The ecobee Smart Thermostat (about $350) earns high marks for its state-of-the-art technology from HVAC consultant Richard Reed, who runs an independent rating site.
And it's one of the few models to offer free Android and iPhone apps, which let you adjust your home's temp right from your phone.