I was a senior manager at NCR Corporation, and after I worked for them for 24 years, I was laid off in April 2010.
I applied for thousands of jobs, without limitations. I was willing to relocate. I was even willing to go overseas. I had a couple interviews here and there, but nothing really happened.
Now, it's been more than a year since I've searched for a job. I unsubscribed myself from Careerbuilder and Monster.com because I was so sick and tired of getting daily emails which never pan out.
My wife is a teacher, and we're relying on her income. I've also withdrawn money from my 401(k) and paid the penalties. Somehow we must continue marching on. Then again, I don't claim to be a Bill Gates. Eventually this will run out.
I don't look for a job. I just don't have it in me. I'm too old to start an entry-level job and I'm too young to retire. I am basically one of those millions who are not counted in the unemployment rate, because I'm simply not part of the game.
3 million Americans say they want a job but haven't searched for one in at least a year.
|Overnight Avg Rate||Latest||Change||Last Week|
|30 yr fixed||4.01%||4.04%|
|15 yr fixed||3.11%||3.18%|
|30 yr refi||4.00%||4.03%|
|15 yr refi||3.11%||3.16%|
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