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'I've achieved the American Dream'

They may define it differently, but these CNNMoney readers feel they've achieved their American Dream.

Achieving maximum potential

american dream kenny velez
Kenny Velez with his wife, Ana.
  • Name: Kenny Velez, 47
  • Hometown: Lakeland, Fla.
  • Job: Physical therapist

I was born in Puerto Rico to an alcoholic father and a lovely mother. Neither one had a high school education. We were very poor but so was everybody we knew so it was normal.

During high school and college, I used to work in the pineapple fields and construction to help with my college education. I graduated from college in 1990 with a degree in physical therapy and moved to Lakeland, Fla., to work at the local hospital. I could not speak English, but that was not going to stop me.

My salary at the hospital was $28,000, so I worked two to three jobs at the same time to get ahead and to get my family off the ground.

I was fortunate to meet a retired banker who took me under his wing and gave me a lot of financial education. I read multiple financial books and did a lot of self education on retirement accounts, mutual funds, insurance, etc. Together, we developed a long-term financial plan, and my wife and I stuck with it for 24 years.

My wife continues to work on her education, and today she is an advanced registered nurse practitioner. I am a supervisor at the hospital.

We now live in our second home and have a net worth of over $1 million. We both have great careers, minimal debt and look forward to a comfortable retirement.

But our greatest pride is our 19-year-old daughter who last year was her class valedictorian and is now at the University of Florida, studying pre-med.

This is the greatest country in the world, and it is great to know that our daughter doesn't have to work in a pineapple field to pay for her college education.

From Ozy: From a 6-week course to a 6-figure salary

  @Luhby - Last updated August 05 2014 03:00 PM ET

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