Money 70: The best mutual funds you can buy


Money 70

Money Magazine's list of recommended funds is not about aiming for the highest short-term returns. Our lineup is designed to let you build a well-balanced portfolio that will help you reach your most important financial goals, like putting your kids through college, starting a business or achieving a comfortable retirement.

We focus on criteria that have real predictive value: low expenses, a strong record for putting share-holder interests first, a consistent investment strategy and experienced managers.

A fund that meets our standards typically ends up delivering above-average returns - over the past five years, 73 percent of the actively managed funds on our roster outperformed their category average. Even in 2007's difficult market, 57 percent delivered returns that rank in the top half of their category.

The Money 70 is designed to help you construct all aspects of your portfolio. It includes a range of actively managed stock and bond funds, as well as low-cost index and exchange-traded funds. Or you can put your investments on cruise control with one of our target-date retirement portfolios, which give you a preset mix of funds that automatically becomes more conservative as you near retirement.

See more on how we picked the funds and what changes we've made since last year.

 
 
LARGE-CAP
AMCPX American Funds AMCAP A 62.5% -1.2% 2.8% 0.7% $250 Growth
AMRMX American Funds American Mutual A 48.4% -2.5% 2.5% 0.6% $250 Value
FMIHX FMI Large Cap 58.5% 1.2% 5.4% 1.0% $1,000 Blend
JENSX Jensen J 54.6% 1.3% 2.8% 1.0% $2,500 Growth
MAVFX Matrix Advisors Value 64.7% -4.7% 0.2% 1.1% $1,000 Blend
SLASX Selected American Shares S 63.6% -4.3% 1.4% 0.9% $1,000 Blend
SSHFX Sound Shore 49.4% -4.1% 1.8% 0.9% $10,000 Value
TRBCX T. Rowe Price Blue Chip Growth 54.0% -1.2% 2.8% 0.8% $2,500 Growth
PRFDX T. Rowe Price Equity Income 63.9% -4.3% 1.5% 0.7% $2,500 Value
VWNFX Vanguard Windsor II 59.6% -4.9% 1.3% 0.4% $10,000 Value
MIDCAP
FAMVX FAM Value Inv 52.5% -3.4% 0.8% 1.4% $500 Blend
FPPFX FPA Perennial 67.5% 0.8% 3.1% 1.0% $1,500 Blend
FAIRX Fairholme 83.2% 6.4% 9.3% 1.0% $2,500 Blend
FDVLX Fidelity Value 93.2% -6.5% 1.8% 0.8% $2,500 Value
MERDX Meridian Growth 56.4% 0.4% 4.9% 0.9% $1,000 Growth
POAGX PRIMECAP Odyssey Aggressive Growth 81.8% 2.6% 8.2% 0.8% $2,000 Growth
JMCVX Perkins Mid Cap Value J 55.4% 1.6% 6.1% 1.1% $2,500 Value
SMALL-CAP
BRSVX Bridgeway Small-Cap Value 75.7% -8.3% 0.1% 0.9% $2,000 Value
PENNX Royce Pennsylvania Mutual Invmt 77.8% -1.4% 4.4% 0.9% $2,000 Blend
RYVPX Royce Value Plus Svc 69.8% -4.0% 4.6% 1.5% $2,000 Growth
PRNHX T. Rowe Price New Horizons 74.1% -0.0% 4.1% 0.8% $2,500 Growth
MULTI-CAP
BRAIX Bridgeway Aggressive Investors 2 48.8% -8.3% -0.5% 1.2% $2,000  
MUHLX Muhlenkamp 62.7% -7.8% -3.6% 1.2% $1,500  
WEHIX Weitz Hickory 67.6% -7.3% -0.1% 1.3% $2,500  
SPECIALTY
CSRSX Cohen & Steers Realty Shares 99.5% -9.8% 4.4% 1.0% $10,000 Real estate
PRNEX T. Rowe Price New Era 64.5% 2.0% 8.2% 0.7% $2,500 Natural resources
TAREX Third Avenue Real Estate Value 82.6% -11.1% 0.6% 1.1% $10,000 Real Estate
FOREIGN
AEPGX American Funds EuroPacific Gr A 58.0% -0.6% 7.0% 0.8% $250 Large Blend
NEWFX American Funds New World A 67.1% 3.4% 11.5% 1.0% $250 Large Growth
ARTIX Artisan International Inv 57.2% -4.9% 4.1% 1.2% $1,000 Large Growth
DODFX Dodge & Cox International Stock 83.1% -4.1% 4.8% 0.6% $2,500 Large Value
OAKIX Oakmark International I 90.0% -2.5% 6.1% 1.1% $1,000 Large Value
PRMSX T. Rowe Price Emerging Markets Stock 102.3% 2.8% 12.7% 1.2% $2,500 Emerging markets
PRIDX T. Rowe Price International Discovery 84.5% -2.8% 7.4% 1.2% $2,500 Small-cap, Midcap
TAVIX Third Avenue International Value 57.9% -4.0% 2.3% 1.5% $10,000 Value
VWIGX Vanguard International Growth Inv 68.7% -2.8% 5.2% 0.5% $3,000 Large Blend
CORE BOND
DODIX Dodge & Cox Income 19.2% 6.7% 5.8% 0.4% $2,500 Core
FPNIX FPA New Income 3.5% 4.4% 4.1% 0.6% $1,500 Core
HABDX Harbor Bond Instl 18.3% 8.7% 7.0% 0.6% $1,000 Core
VIPSX Vanguard Inflation-Protected Secs 10.9% 5.7% 4.7% 0.2% $3,000 Core
SPECIALTY BOND
AHITX American Funds American Hi Inc Tr A 54.6% 3.5% 5.5% 0.7% $250 Specialty
RPIBX T. Rowe Price International Bond 16.5% 6.2% 3.9% 0.8% $2,500 N/A
VWITX Vanguard Interm-Term Tx-Ex 9.8% 4.7% 4.5% 0.2% $3,000 Specialty
Data as of: March 15, 2010

Market indexes are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer LIBOR Warning: Neither BBA Enterprises Limited, nor the BBA LIBOR Contributor Banks, nor Reuters, can be held liable for any irregularity or inaccuracy of BBA LIBOR. Disclaimer. Morningstar: © 2014 Morningstar, Inc. All Rights Reserved. Disclaimer The Dow Jones IndexesSM are proprietary to and distributed by Dow Jones & Company, Inc. and have been licensed for use. All content of the Dow Jones IndexesSM © 2014 is proprietary to Dow Jones & Company, Inc. Chicago Mercantile Association. The market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. FactSet Research Systems Inc. 2014. All rights reserved. Most stock quote data provided by BATS.
Market indexes are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer LIBOR Warning: Neither BBA Enterprises Limited, nor the BBA LIBOR Contributor Banks, nor Reuters, can be held liable for any irregularity or inaccuracy of BBA LIBOR. Disclaimer. Morningstar: © 2014 Morningstar, Inc. All Rights Reserved. Disclaimer The Dow Jones IndexesSM are proprietary to and distributed by Dow Jones & Company, Inc. and have been licensed for use. All content of the Dow Jones IndexesSM © 2014 is proprietary to Dow Jones & Company, Inc. Chicago Mercantile Association. The market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. FactSet Research Systems Inc. 2014. All rights reserved. Most stock quote data provided by BATS.