Being too conservative - solution Make use of an easy bomb shelter: a target-date retirement fund. The fund's manager will decide the appropriate balance of stock and bond funds for your age (chances are it'll be far more aggressive than you'd pick) and gradually lower the risk in your portfolio as you near retirement, which will keep disaster at bay.
| After years of scandal and dismal returns, the fund group is on the rebound. Now let's see if it can last. (more) Do you want to retire rich? Build wealth? Money Magazine's ideas for five grand can help you reach your goals. (more) Though the stock market is at record highs, value investors still have opportunities. (more) |
