YIELD ON SAVINGS:
5.05%, no minimum
5.05%, no minimum
YIELD ON CHECKING:
3.25% for balances over $5,000
3.25% for balances over $5,000
ATM REIMBURSEMENT:
Unlimited and automatic
Unlimited and automatic
CHECK WRITING: Yes
Though better known for its online brokerage accounts, E-Trade also offers a really complete menu of bank features online and at the best rates.You get one of the highest yields on savings today, unlimited reimbursement for ATM surcharges, check writing and free online bill payment.
The only major drawback is a $5,000 minimum in checking to avoid a $15 monthly fee and a 0.5% yield. But sign up for direct deposit and that fee disappears.