Dealing with household disasters

Drop your cell phone in the toilet? How about a loose raccoon in the kitchen? What about 24-hour party people living next door. How to take care of everyday crises, from This Old House.

A tradesman has put a lien on your house
A tradesman has put a lien on your house
What to do: Call a lawyer. Once you've paid the general contractor in full, your contract should indemnify you against any sub coming after you for money, says Ty Laurie, a construction lawyer at DLA Piper, in Chicago.

If yours was a handshake deal, you may have to fend off the lien in court. Even if you win, that could cost thousands in legal fees, so it might be worth negotiating with the sub instead.

How to keep this from happening to you: Have your lawyer review the contract up front, and don't make any payments to the GC until receiving lien waivers from all the subs. Or, for a couple of hundred bucks, a title company will hold the money in escrow and disburse it to the GC or the subcontractors.


Wild invasion

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Up in smoke

Dropped calls

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Most stock quote data provided by BATS. Market indices are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer. Morningstar: © 2018 Morningstar, Inc. All Rights Reserved. Factset: FactSet Research Systems Inc. 2018. All rights reserved. Chicago Mercantile Association: Certain market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. Dow Jones: The Dow Jones branded indices are proprietary to and are calculated, distributed and marketed by DJI Opco, a subsidiary of S&P Dow Jones Indices LLC and have been licensed for use to S&P Opco, LLC and CNN. Standard & Poor's and S&P are registered trademarks of Standard & Poor's Financial Services LLC and Dow Jones is a registered trademark of Dow Jones Trademark Holdings LLC. All content of the Dow Jones branded indices © S&P Dow Jones Indices LLC 2018 and/or its affiliates.