Cut your spending by $500 a month

Monthly savings up to: $145*

Eight out of 10 U.S. families pay too much for phone service, reports billshrink.com. Use one or more of these strategies to ensure yours isn't among them.

Take a message. Teens who live at home average 1,742 texts a month. Switch to a family cell plan with unlimited texting.

Get smart. College students text less than high school kids. Spring for a smartphone (like an iPhone) with unlimited data if your child agrees to a limited text and calling plan.

Drop the landline. Some 20% of homes have only cellphones. Maybe yours should be one.

Add Mom and Dad. Are your parents spending $30 a month for an emergency cell that just gathers dust? Instead, put them on your family plan, which will cost only about $10 a month.



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