Cut your spending by $500 a month

In today's tight economy, who doesn't want to free up some cash? Trim the fat but not the fun from your budget - here's how.

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Garden smarter
Monthly savings up to: $29

The golden rule of gardening: Don't pay for something that you can do yourself.

Don't buy mature plants (50 for $200) when you cangrow them from seed ($20).

Make compost from rotting leaves in your yard ratherthan buying it ($110--$165).

Mooch the mulch.You may be able to pick up free mulch from your town or local utility. Just call and ask.

NEXT: Celebrate frugally
Last updated August 17 2009: 9:37 AM ET
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