100 best money moves you can make
Our annual guide to the best stocks and funds, credit cards, career moves, retirement strategies, and much more.

The All World Apprentice Kit ($57.95, windriverbrew.com) includes the equipment and ingredients you'll need to produce 48 12-ouncers (except bottles); the makings for later batches start at $20. Your creation can be just as good as fancy microbrews, says Randy Mosher, author of "Tasting Beer": "You have access to the exact same ingredients as the pros." You'll save up to 75% -- plus get major bragging rights.
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