I was married for a very long time and we had a kind of unspoken agreement that he would pay the household bills. My understanding was that our income was adequate to cover our expenses. I never really questioned him. But he was using his credit card in order to take care of household things that we didn't have the money to pay for.
We separated about two and a half years ago and, through the course of the divorce, I was shocked to find out there was $80,000 of credit card debt.
Being that I'm a higher-wage earner it seems like most of that burden falls on me, regardless of whether I knew about it. Looking back on it now, we should have been talking more frankly because I think there are steps we could have been taking to avoid the debt and avoid where we are now.