(MONEY Magazine) – EDITOR- IN- CHIEF Jason McManus CHAIRMAN AND CHIEF EXECUTIVE OFFICER J. Richard Munro PRESIDENT AND CHIEF OPERATING OFFICER N. J. Nicholas Jr. VICE CHAIRMAN Gerald M. Levin EDITORIAL DIRECTOR Richard B. Stolley CORPORATE EDITOR Gilbert Rogin

TIME INC. MAGAZINES PRESIDENT Reginald K. Brack Jr. EXECUTIVE VICE PRESIDENTS Donald M. Elliman Jr., S. Christopher Meigher III, Robert L. Miller SENIOR VICE PRESIDENTS Richard W. Angle Jr., Michael J. Klingensmith

MANAGING EDITOR Landon Y. Jones EXECUTIVE EDITOR Frank Lalli ASSISTANT MANAGING EDITORS Richard A. Burgheim, Frank B. Merrick ART DIRECTOR Eric Seidman SENIOR EDITORS Joseph S. Coyle, Caroline Donnelly, Richard Eisenberg, Diane Harris, Tyler Mathisen, Kevin S. McKean, Michael Sivy, Robert Wool PICTURE EDITOR Deborah Pierce EDITOR, INVESTOR' S SCORECARD Pauline Tai SENIOR WRITERS Jerry Edgerton, Marlys Harris, Walter L. Updegrave STAFF WRITERS Greg Anrig Jr., Beth Kobliner, Marsha Meyer, Robin Micheli, Jeanne L. Reid, Eric Schurenberg, Suzanne Seixas, Marguerite T. Smith, Leslie N. Vreeland, Clint Willis CHIEF OF REPORTERS Katharine B. Drake SENIOR REPORTERS Jordan E. Goodman, Lani Luciano, Holly Wheelwright REPORTERS Martha J. Mader (deputy chief), Jan Alexander, Sian Ballen, Debra Wishik Englander, Carla A. Fried, Beth M. Gilbert, Jersey Gilbert, Mary Granfield, J. Howard Green, Bruce Hager, Elizabeth M. MacDonald, Prashanta Misra, Daphne D. Mosher (letters), D. Jacqueline Smith DESIGN DEPARTMENT Traci Churchill (associate art director), Mark Shafer (designer), Warren Isensee, Michael Olson PICTURE DEPARTMENT Miriam Hsia (deputy picture editor), Leslie Yoo DIRECTOR OF EDITORIAL OPERATIONS Anne R. Davis COPY DESK Patricia A. Feimster, Andrew Schwartz (deputies), Sukey Rosenbaum % (senior coordinator), Kathleen Beakley, Edward M. Gay Jr., Mark Hudson Giles, Irene Lacher, Bill O' Connor, Sarah Plant, Suzanne Justin Riggio, Jane Rigney, Judith Ryan, Eve Sennett, Margaret J. Stefanowicz EDITORIAL PRODUCTION MANAGER Karen Harper Diaz EDITORIAL PRODUCTION Sally Boggan, Gary S. Costello ADMINISTRATION Susan E. Baldwin, Ann C. Johnson, Darlen Obertance, Evelyn Ramos, Elizabeth Usuriello, Randall Vest CONTRIBUTING WRITERS Augustin Hedberg, Robert J. Klein, Andrea Rock, Denise M. Topolnicki CORRESPONDENTS Atlanta: Gail Wescott. Boston: Paul Katzeff. Chicago: Lynn W. Adkins, Lisa Kartus. Dallas: Michael Z. Weiss. Denver: Stephen Marsh. Detroit: Gary Diedrichs. Honolulu: Kathy Titchen. Houston: Gary Taylor. Ithaca, N. Y.: Susan S. Lang. Kansas City: John Lofflin. Los Angeles: Laura Meyers. Miami: Roberta Klein. Milwaukee: Gail Perlick. Minneapolis: Nancy Stesin. New Jersey: Lisa H. Towle. New Orleans: Kathy A. Finn. North Carolina: Alison Jones. Ohio: Jennifer Stoffel. Palo Alto: Robert Buderi. Portland, Ore.: Jeff Wuorio. Phoenix: Kathy Shocket. San Diego: Andrea N. Caughey. San Francisco: Katie Brown. Seattle: Nancy Way. St. Louis: Gale Thompson McMullin. EDITORIAL SERVICES Christiana Walford (director), Peter J. Christopoulos, Benjamin Lightman, David E. Trevorrow, Beth Bencini Zarcone

PUBLISHER William S. Myers ADVERTISING SALES DIRECTOR Betsy Martin GENERAL MANAGER George H. Vollmuth BUSINESS MANAGER Susan F. Sachs CIRCULATION DIRECTOR Michele M. Jaworski PROMOTION DIRECTOR Michael Rich MARKETING DIRECTOR George Barbier ADVERTISING PRODUCTION DIRECTOR Rosemary Lowther