(MONEY Magazine) – TOP CURRENT YIELDS % Min. BANK MONEY-MARKET ACCOUNTS yield invest. Telephone

Average 0.45 VirtualBank (Fla.) 2.15 $100 877-998-2265 Bank of Internet USA (Calif.) 2.11 1,500 877-541-2634 ING Direct (Del.) 2.10 1 877-469-0232 UFB Direct (Calif.) 2.10 100 888-703-0317 National InterBank (Ind.) 2.05 1 888-580-0043

TAXABLE MONEY-MARKET FUNDS

Average 0.53 PayPal Money Market Fund[1] 1.05 1 402-935-7733 Scudder Prem. Money Mkt. Shares AARP[1] 0.93 500 800-253-2277 Bunker Hill Money Market Fund 0.87 5,000 800-572-9336 TIAA-CREF Money Market Fund 0.85 2,500 800-223-1200 McMorgan Principal Preservation[1] 0.85 5,000 800-788-9485

TAX-EXEMPT MONEY-MARKET FUNDS

Average 0.48 Alpine Municipal Money Market Fund Inv.[1] 0.98 2,500 888-785-5578 Vanguard Tax-Exempt Money Market Fund 0.93 3,000 800-851-4999 Strong Tax-Free Money Fund[1] 0.88 2,500 800-368-6860 Scudder Tax-Exempt Money Fund 0.71 1,000 800-621-1048 Strong Municipal Money Market Fund[1] 0.70 2,500 800-368-6860

TAXABLE SHORT-TERM BOND FUNDS

Average 1.79 Metropolitan West Low Duration Bond M 3.43 5,000 800-241-4671 Strong Short-Term Income Inv. 3.17 2,500 800-368-6860 Janus Short Term Bond 2.96 2,500 800-525-3713 USAA Short-Term Bond 2.86 3,000 800-531-8181 Vanguard Short-Term Corporate Inv. 2.84 3,000 800-851-4999

TAX-EXEMPT SHORT-TERM BOND FUNDS

Average 1.48 Strong Short-Term Municipal Bond Inv. 2.70 2,500 800-368-6860 Alpine Tax Optimized Income Inv. 2.13 2,500 888-785-5578 One Group Short Term Municipal Bond A[2] 2.06 1,000 800-480-4111 Schroder Short-Term Municipal Bond Adv. 1.87 10,000 800-464-3108 Scudder Short-Term Municipal Bond Inv. 1.84 1,000 800-621-1048

SIX-MONTH CDs

Average 1.02 Corus Bank (Ill.) 2.06 10,000 800-989-5101 giantbank.com (Fla.) 1.93 2,500 877-446-4200 Ascencia Bank (Ky.) 1.91 500 877-369-2265 New South Federal Savings (Ala.) 1.90 5,000 866-450-7283

ONE-YEAR CDs

Average 1.40 Corus Bank (Ill.) 2.47 10,000 800-989-5101 Ascencia Bank (Ky.) 2.46 500 877-369-2265 Intervest National Bank (N.Y.) 2.45 2,500 212-218-8383 Countrywide Bank (Va.) 2.45 10,000 800-479-4221

FIVE-YEAR CDs

Average 3.54 BankDirect (Texas) 5.00 10,000 877-839-2737 Capital One FSB (Va.) 4.67 10,000 800-603-1424 Countrywide Bank (Va.) 4.66 10,000 800-479-4221 Intervest National Bank (N.Y.) 4.65 2,500 212-218-8383

SAVINGS NOTES AND SOURCES: CD and money-market account data as of June 8 from 100 Highest Yields ($124 for 52 issues; 800-327-7717). Tax-exempt and taxable money-market fund data as of June 7 and June 8, respectively, from Money Fund Report (imoneynet.com); all have a minimum investment of $10,000 or less and assets of $25 million or more. Short-term bond fund data as of April 30 from Lipper; all are medium- and high-quality funds with average maturities of three years or less. [1] Manager absorbed all or some operating expenses. [2] Maximum 3% front-end load on investment under $1 million.