(MONEY Magazine) – The 401(k) credit card! Nine years after Banc One first floated the idea of letting 401(k) savers tap their nest egg with plastic, ING said it was considering reviving the "benefit" in the plans it administers. Theory: You're more likely to put money into a 401(k) if you know you could get the money out easily. Reality: Not! The day after MONEY asked about its plans, ING said it was tabling the idea. —MEGAN JOHNSTON