The reality is that if you want to shut off the BlackBerry at age 55 or 60, you're going to have to put a lot of money away - perhaps a third of your take-home pay or more, says Diane McCurdy of McCurdy Financial Planning in Bakersfield, Calif.
Key stat: 38% of people retire earlier than planned.
1. Save, save, save
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It's the club everybody wants to join, and that's not as hard to do as you might think. (more) A place by the beach, or perhaps you prefer the country? Here's what you need to know before taking on a second house. (more) ...or whatever his dream school is. By salting away money now and being realistic about financial aid, you can do it. (more) Don't kid yourself. Starting a company is hard. But if you succeed, you're on your way to financial independence. (more)
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