Top New Year's resolution: Save more

NEW YORK (Money Magazine) -- More than a third of Americans are planning to make a financial change as their New Year's resolution for 2007, according to a new survey by Money Magazine and market research firm ICR.

The survey showed that 37 percent of Americans plan to make a New Year's resolution involving finances - in the past, just 23 percent of respondents had made such resolutions.

The top financial resolutions were planning to save more (32 percent) and paying down debt (25 percent).

Americans most likely to make a financial resolution for 2007 are younger (27 percent), renting their home (29 percent), are African Americans (37 percent), and not married (24 percent).

The survey also showed that of those who have made financial resolutions in the past, only 24 percent were successful.

The Money/ICR poll was conducted by telephone with a nationally representative sample of 1026 Americans between November 8th - 12th, 2006. The margin of error was plus or minus 3.1 percentage points.