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Four states working to fix insuranceA range of remedies to help homeowners and businesses (FSB Magazine) -- A range of remedies to help homeowners and businesses. ALABAMA • Increased insurance pool for coastal residents. • Passed enabling legislation for captive insurance in 2006. FLORIDA • Capped renewal rates, increased state disaster fund, and ordered rate cuts. • Passed captive legislation in 1982. LOUISIANA • Offers grants to companies to enter the market or write new property coverage. • Stiffened requirements for rate-change approval. • Plans to introduce captive legislation in 2008. MISSISSIPPI • Boosted wind insurance pool by 300%, providing $7 billion worth of coverage. |
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