23. Amy Brinkley
Like all the big banks, Bank of America has seen brighter days; its stock is trailing the S&P over the past year. But the situation could have been much worse. Brinkley sets the standards for market and operational risk; that BofA, which has huge retail operations, wasn't too entangled in the subprime mess is to her credit. BofA is even trying to take advantage of the turmoil, investing $2 billion in troubled Countrywide Financial. After all, managing risks sometimes means taking them.