3 ways to save big

With the recession wreaking havoc, SALE! signs abound. But a lower price doesn't mean a great deal. Three places to find true steals. Illustrations by Tamara Shopsin.

1 of 3
BACKNEXT
Furniture
Furniture
Hype: Furniture stores are offering screaming bargains now.
Real deal: Mom-and-pop stores

Yes, furniture prices have fallen over the past couple of years. But large chains like Pottery Barn and Restoration Hardware still charge big mark-ups. An independently owned retailer has more wiggle room to lower prices. Or head to a furniture maker's factory outlet, where you can save 40% to 70%, says furniture expert Kimberly Causey.
NEXT: Stuff
Last updated March 06 2009: 4:48 PM ET
More Galleries
Danger zones: Common threats to your home The 10 most common hidden causes of fire, flood and water damage and what you can do to lessen or eliminate those everyday threats. More
Successful baby-boomer entrepreneurs See how 10 baby-boomer entrepreneurs reignited their careers by going into business for themselves. More
A contentious debate in D.C. is how to tame the ballooning budget deficit. What measures -- spending cuts, tax hikes -- are needed? Money magazine looks at how we got here and how big our debt really is. More

Special Offer
Market indexes are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer LIBOR Warning: Neither BBA Enterprises Limited, nor the BBA LIBOR Contributor Banks, nor Reuters, can be held liable for any irregularity or inaccuracy of BBA LIBOR. Disclaimer. Morningstar: © 2012 Morningstar, Inc. All Rights Reserved. Disclaimer The Dow Jones IndexesSM are proprietary to and distributed by Dow Jones & Company, Inc. and have been licensed for use. All content of the Dow Jones IndexesSM © 2012 is proprietary to Dow Jones & Company, Inc. Chicago Mercantile Association. The market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. FactSet Research Systems Inc. 2012. All rights reserved. Most stock quote data provided by BATS.