These 7 readers are done cutting back. Here's what they're indulging on this holiday season.
Peter Becerra: My wife and I bought a home in July and got married in October, so we finally have the space to buy a new puppy. We decided Juno, a Welsh terrier, would be our one and only Christmas present to ourselves for the year. I lost my job the same week we got our house, and my wife commutes to work 1.5 hours away, so we're both looking for jobs in Sacramento. But it's been tough. If we weren't getting a puppy, we probably wouldn't be spending any money.
NEXT: 2-week Italian getaway