(MONEY Magazine) – In reading your November issue, I was impressed with numerous comments such as ''your daughter the doctor'' and ''your daughter invests.'' I can't tell you how important such references are to me, since I was raised when women were taught they were too stupid to handle money and, since they could work only in low-paying jobs, they were unlikely to have money to invest. Having earned my own money all my life, despite these beginnings, and having raised and educated a daughter, it is very gratifying to turn to your magazine and be treated like a functional human being. Cynthia N. Milne Austin