(MONEY Magazine) – A resource list for parents and kids These seven organizations run free or nearly free special programs for kids nationally or in major cities. You can find out about other programs by asking at your child's school or your local library, church or museum.

ASPIRA Academic and personal counseling aimed especially at Latino students, though all are welcome. Available through local schools and community centers in Connecticut, Florida, Illinois, New Jersey, New York, Pennsylvania and Puerto Rico. For more information: Write to ASPIRA, 1112 16th St. N.W., Suite 340, Washington, D.C. 20036, or call 202-835-3600.

Boys & Girls Clubs of America Counseling, tutoring and computer rooms at local clubs. Five full college scholarships awarded yearly to outstanding members. For more information: Call 800-854-2582.

Girl Scouts of the U.S.A. Scouts earn badges for acquiring skills or completing projects in areas such as math, science and video production. For more information: Check your phone book for the local troop.

The Police Athletic League Organized competition in baseball, basketball and other sports in local community centers; also tutoring and counseling. For more information: Look in your phone book for a nearby branch, or call your local police department.

Salvation Army Tutoring, homework halls, other activities at local chapters. < For more information: Check your phone book for a chapter.

Summer Training & Education Program During summer vacation, students ages 14 to 15 from low-income families earn money while taking classes and working part time. For more information: Ask the principal of your child's school or write to Laurie Levin, P/PV, 399 Market St., Philadelphia, Pa. 19106. When writing, include the name of your city and county.

YMCA Afterschool child care for working parents, study halls and sports. For more information: Check your phone book for the local branch or call 312-269-1185.