(MONEY Magazine) – % Min. TOP CURRENT YIELDS yield invest. Telephone

BANK MONEY-MARKET ACCOUNTS

Average 0.48 VirtualBank (Fla.) 2.15 $100 877-998-2265 Bank of Internet USA (Calif.) 2.11 1,500 877-541-2634 National InterBank (Ind.) 2.05 1 888-580-0043 MetLife Bank (N.J.) 2.01 5,000 866-226-5638 Capital One FSB (Va.) 2.00 10,000 800-603-1424

TAXABLE MONEY-MARKET FUNDS

Average 0.52 PayPal Money Market Fund[1] 1.04 1 402-935-7733 McMorgan Principal Preservation[1] 0.89 5,000 800-788-9485 Phoenix-Goodwin Money Market Series A[1] 0.87 500 800-243-1574 Bunker Hill Money Market Fund[1] 0.87 5,000 800-572-9336 Flex-fund Money Market Fund[1] 0.84 2,500 800-325-3539

TAX-EXEMPT MONEY-MARKET FUNDS

Average 0.39 Alpine Municipal Money Market Fund[1] 0.97 2,500 888-785-5578 Vanguard Tax-Exempt Money Market Fund 0.81 3,000 800-851-4999 Strong Tax-Free Money Fund[1] 0.80 2,500 800-368-6860 Strong Municipal Money Market Fund 0.64 2,500 800-368-6860 Scudder Tax-Exempt Money Fund 0.58 1,000 800-621-1048

TAXABLE SHORT-TERM BOND FUNDS

Average 1.98 Metropolitan West Low Duration Bond M 4.16 5,000 800-241-4671 William Blair Income N 4.08 5,000 800-742-7272 Babson Bond S 4.01 1,000 800-422-2766 Phoenix-Goodwin Multi-Sector S/T Bond A[2] 3.89 500 800-243-1574 Evergreen Short Intermediate Bond A[3] 3.17 1,000 800-343-2898

TAX-EXEMPT SHORT-TERM BOND FUNDS

Average 1.49 Oppenheimer Limited Term Municipal A[4] 3.74 1,000 800-525-7048 Evergreen Short-Interm. Municipal A[3] 2.74 1,000 800-343-2898 Strong Short-Term Municipal Bond Inv. 2.61 2,500 800-368-6860 Nuveen Limited Term Municipal Bond A[5] 2.36 3,000 800-257-8787 Scudder Short-Term Municipal Bond Inv. 2.13 1,000 800-621-1048

SIX-MONTH CDs

Average 0.93 Stonebridge Bank (Pa.) 2.00 500 800-807-1666 IndyMac Bank FSB (Calif.) 1.90 5,000 800-734-6063 Ascencia Bank (Ky.) 1.84 500 877-369-2265 Imperial Capital Bank (Calif.) 1.81 2,000 877-906-4852

ONE-YEAR CDs

Average 1.14 Chattahoochee National Bank (Ga.) 2.25 1,000 877-881-2621 Centennial Bank (Calif.) 2.25 10,000 800-251-0705 Intervest National Bank (N.Y.) 2.20 2,500 212-218-8383 Ascencia Bank (Ky.) 2.18 500 877-369-2265

FIVE-YEAR CDs

Average 3.07 Capital One FSB (Va.) 4.25 10,000 800-603-1424 Principal Bank (Iowa) 4.21 1,000 800-672-3343 Intervest National Bank (N.Y.) 4.20 2,500 212-218-8383 Bank of Internet USA (Calif.) 4.16 1,000 877-541-2634

SAVINGS NOTES AND SOURCES: CD and money-market account data as of Feb. 10 from 100 Highest Yields ($124 for 52 issues; 800-327-7717). Tax-exempt and taxable money-market fund data as of Feb. 9 and 10, respectively, from Money Fund Report (imoneynet.com); all have a minimum investment of $10,000 or less and assets of $25 million or more. Short-term bond fund data as of Jan. 31 from Lipper; all are medium- and high-quality funds with average maturities of three years or less. [1] Manager absorbed all or some operating expenses. [2] Maximum 2.25% front-end load on investment under $1 million. [3] Maximum 3.25% front-end load on investment under $1 million. [4] Maximum 3.5% front-end load on investment under $1 million. [5] Maximum 3% front-end load on investment under $1 million.