(MONEY Magazine) – 74% of those surveyed feel that the tax burden in the U.S. is unfairly distributed between rich and poor. 60% REPUBLICANS 85% DEMOCRATS

Who's right? Depends: The wealthiest 1% of the country pay a fifth of all taxes, but the rich pay only 3% more of their income to taxes (on average) than everyone else.

SOURCES: MONEY/ICR telephone poll of 1,015 adults, Sept. 13-17 (margin of error: plus or minus 3.1%); Citizens for Tax Justice.

Moneymatics UP? DOWN? WE DO THE MATH.

Picking individual stocks is tough. But if you like investing, you may want more than a regular index fund. Are exchange-traded funds (ETFs), which let you bet on market sectors, a good way to go?

A good chance to make a killing + A better chance of getting killed + A lot of research and monitoring = ONE STOCK, DO OR DIE

Fine-tunes your portfolio + Offers safety in numbers - Takes the sweat out of stock watching = ONE ETF, MANY FLAVORS

BOTTOM LINE ETFs expose you to a little heat without burning you. See page 107.

...Outsourcing update: American investors put more money into foreign stocks last year ($149 billion) than in the previous four years combined...