Scam Alert
By Carolyn Bigda

(MONEY Magazine) – THE CONCIERGE CON

• THE PITCH "This is the hotel front desk calling. There was a problem processing your credit card. Can you please verify your card number and billing address?"

• HOW THE SCAMMER GOT TO YOU He simply called the front desk asking for room 204 or a common surname, such as "Mr. Smith." Once transferred, the call appears to you as if it's made from within the hotel, giving it an air of legitimacy. Not wanting to get tossed out, you all-too-willingly provide your digits and billing address over the phone—all the information a fraudster needs to begin making bogus charges.

• HOW TO FOIL 'EM "Hotels generally won't ask you to verify credit-card information over the phone," says Joe McInerney, president of the American Hotel and Lodging Association. So if you get such a call, assume it's a con. Say you'd prefer to handle the matter at the front desk: You'll need a minute to gather your wallet or change out of beach gear. When you do make your way down, you will quickly find out if there's really a problem with your card.

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Market indexes are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer LIBOR Warning: Neither BBA Enterprises Limited, nor the BBA LIBOR Contributor Banks, nor Reuters, can be held liable for any irregularity or inaccuracy of BBA LIBOR. Disclaimer. Morningstar: © 2014 Morningstar, Inc. All Rights Reserved. Disclaimer The Dow Jones IndexesSM are proprietary to and distributed by Dow Jones & Company, Inc. and have been licensed for use. All content of the Dow Jones IndexesSM © 2014 is proprietary to Dow Jones & Company, Inc. Chicago Mercantile Association. The market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. FactSet Research Systems Inc. 2014. All rights reserved. Most stock quote data provided by BATS.