Rate: Introductory APR of 0 percent for one year, then a 10.99 percent variable rate
If you practically live in your car (without actually living in your car, because then you have bigger issues than rewards cards), the lower-interest Discover Open Road card may be a better deal.It earns you 5 percent cash back on gas-station purchases and auto maintenance, as well as on purchases at Discover's partners.
Other purchases earn you 1 percent back (after charging $3,000).
