Rate: 13.88 percent variable rate
It's a miles card designed to be, as the name suggests, relatively hassle-free - allowing you to fly any airline, any time, with no blackout dates.For every dollar you spend on the card, you'll earn 1.25 miles. The card does have a slightly complicated redemption system, however.
If you build up 15,000 points, you can get a ticket worth $150; for 35,000 points, a ticket from $150 to $350 and so on.