35 minutes to riches

It's Money Magazine's 35th anniversary. In its honor, here are 47 smart ways to get on track to a rich life.

By Asa Fitch, Amanda Gengler, Josh Hyatt and Ismat Sarah Mangla

26 of 41

Burn more calories

Time it takes: 30 minutes

Nibbling an extra 100 calories a day will pack on 10 pounds in a year. Doing moderate exercise for 30 minutes a day will prevent that gain - and save you money. Obese Americans spend 26% more out of pocket on health care than normal-weight workers, according to a study in Health Affairs. They also take nearly twice as many prescriptions and earn $1.42 less per hour.

Credit score Raise your credit score Triple the return on savings Stop junk mail Freeze your credit Cut your credit rate Upgrade to a better card Add to your 401(k) Asset Allocation Buy a forever portfolio Find promising funds Track returns Check salary Retirement plan Life insurance Tax bracket Escape late fees Write bounce-proof checks Auto insurance Double-check your taxes Keep more of your paycheck Tax break for day care Pay less for your cell Cut drug costs No more waiting rooms Burn calories Be like Buffett Save for college Automate your savings Get credit, even in a crunch Read your mortgage Save on your mortgage Create an insurance record Curb impulse buys Spend consciously Slash recurring charges Boost your mileage Find it cheaper online Demand a lower cable bill Save on drinking water 35-second solutions

35th Anniversary

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For baby boomers, five cherished lifetime goals. And five smart game plans for making them come true. (more)

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How boomers really feel

Money Magazine's survey of nearly 3,000 boomers found that they are reinventing the American dream. (more)