8 forecasts for your financial future

You've come a long way since Money Magazine first hit the stands 35 years ago. So what do the next 35 years have in store for you and your wallet? We asked eight experts for their predictions.

The future of shopping
Paco Underhill, the author of "Why We Buy" and "The Call of the Mall," is the president and founder of Envirosell, a research and consulting firm in New York City.
Paco Underhill on:
The future of shopping
Out of milk? Send your icebox to the supermarket.

Need food? Ten years from now, you won't have to go to the grocery store. Your appliances will order for you. So-called smart kitchens and smart laundry rooms, today found only in high-end concept houses, will be common in newly constructed middle-class homes.

They'll be equipped with high-tech sensors that will be able to tell when your staples of choice - Tropicana orange juice with lots of pulp, Tide high efficiency detergent, no-fat Dannon yogurt - are running out (or going bad), and will automatically alert your local supermarket to replenish them.

In 35 years, most of your other shopping tasks will be done via personal computing devices. Imagine a phone, laptop and wallet, all in one tiny gizmo, the workings of which - for security reasons - will be placed on a chip under your skin.

Increasingly globalized and more efficient manufacturing will mean that new-and-improved versions of products will be available almost continuously. Shopping will be all about convergence: More stuff, available faster and easier for you to buy (or rent, as the case may be).

Not everything will be automated, though. The joy of a farmers market is not going to disappear, nor will your interest in things local and organic. You'll continue to shop in person, but only when doing so gives you pleasure.

In terms of the sheer volume of stuff you'll be consuming in 35 years - well, that has to drop significantly. Our landfills, our forests and our planet won't be able to sustain Americans' current habit of buying cars, computers and appliances just because they want to upgrade rather than because the products no longer work.

You (and everyone else) will be much more conscious of not creating waste. One result: There will be an explosion of super-efficient secondary markets - the next generation of Craigslist and eBay - where you'll buy, sell, and trade items you no longer want or need.

John
Bogle

Chris
Mayer

Margaret Regan

Paco
Underhill

Ray
Kurzweil

Uwe Reinhardt

Jason
Furman

Aubrey de Grey
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Most stock quote data provided by BATS. Market indices are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer. Morningstar: © 2018 Morningstar, Inc. All Rights Reserved. Factset: FactSet Research Systems Inc. 2018. All rights reserved. Chicago Mercantile Association: Certain market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. Dow Jones: The Dow Jones branded indices are proprietary to and are calculated, distributed and marketed by DJI Opco, a subsidiary of S&P Dow Jones Indices LLC and have been licensed for use to S&P Opco, LLC and CNN. Standard & Poor's and S&P are registered trademarks of Standard & Poor's Financial Services LLC and Dow Jones is a registered trademark of Dow Jones Trademark Holdings LLC. All content of the Dow Jones branded indices © S&P Dow Jones Indices LLC 2018 and/or its affiliates.