What to do with $1,000 now

Low interest rates and the recent stock market surge make this a challenging time to find the best places for your extra cash.

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Spend five hours with a financial planner
Spend five hours with a financial planner
If you're like most investors, your portfolio has been through the wringer -- and while you may not want someone to run your money for you, you could use a pro to help you get back on track. Call a fee-only planner and ask for a simple checkup, which is likely to run around a grand. To find such a planner, go to garrettplanningnetwork.com; an hourly rate of $150 to $250 is typical.

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Last updated October 12 2009: 5:19 PM ET
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