What to do with $1,000 now

Low interest rates and the recent stock market surge make this a challenging time to find the best places for your extra cash.

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Upgrade your home appliances
Upgrade your home appliances
Replacing your old machines with energy-efficient ones will cut your electricity and water bills -- plus land you Cash-for-Clunkers-style rebates of up to $250 apiece. Each of the models below is highly rated by Consumer Reports and will set you back less than $1,000.

Appliance: Dishwasher
Model: Bosch Evolution 500 Series SHE55M1[2]UC
Annual utility savings:¹ $31
Cost: $850


Appliance: Refrigerator
Model: Amana ABB2221FE[W]
Annual utility savings:¹ $49
Cost: $950


Appliance: Washing machine
Model: General Electric WCVH6800J
Annual utility savings:¹ $122
Cost: $700


NEXT: Help on a large scale (really!)
Last updated October 12 2009: 5:19 PM ET
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Source: Energystar.gov
NOTE: ¹Savings in electricity and water charges when you replace a 15-year-old model.
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