What to do with $1,000 now

Low interest rates and the recent stock market surge make this a challenging time to find the best places for your extra cash.

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Beef up your IRA (If you're 50 or older)
Beef up your IRA (If you're 50 or older)
Take advantage of catch-up provisions that let you put an extra $1,000 into your individual retirement account each year.

NEXT: Pay down credit card debt
Last updated October 12 2009: 5:19 PM ET
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