What to do with $1,000 now

Low interest rates and the recent stock market surge make this a challenging time to find the best places for your extra cash.

5 of 11

Help on a large scale (really!)

You can turn $1,000 into one of the following:

8 sheep for needy rural families: Heifer International (heifer.org)

40 microloans for would-be entrepreneurs in Third World countries: Kiva (kiva.org)

1,000 trees planted to stop erosion and green up the planet: American Forests (americanforests.org)

NEXT: Join a gym

Last updated October 12 2009: 5:19 PM ET

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