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Save or splurge: The bedroom

To get the most for your money, you need to know two things: when the good stuff is worth paying extra for and when the economy choice is plenty good enough.

Sealy Silver Coast Ultra Plush Euro pillowtop<br>$899 (for queen-size mattress and box spring)
Mattress and box spring
Sealy Silver Coast Ultra Plush Euro pillowtop
$899 (for queen-size mattress and box spring)
Save or spend: Spend
This decision comes down mostly to comfort, but it's safe to say that the cheapest mattresses don't have much padding (you'll feel the springs), are made with polyester (which can pack down over time), and have fewer coils (you want at least 350).

As you go up in price, you gain layers of support, like body-molding memory foam or the "Posturepedic innerspring" featured in this Sealy.

Tip: Ask the salespeople to start you from the bottom up, or they'll have you test the priciest one first - and let you convince yourself that nothing less will do.

Headboard

Mattress

Sheets

Comforter
Wardrobe How to look like a million bucks without breaking the bank. (more)
The office If you're going to take your work home, shell out for a decent seat. (more)
Leisure stuff Don't handicap your wallet by paying too much for the latest gear. (more)
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