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Health Care
McCain would rely most heavily on individuals and the free market to lower costs, while Obama would rely more on government and mandates to make coverage affordable.

· Coverage would not be mandatory for anyone.

· Change how health care subsidies are taxed.

· Offer refundable tax credit for anyone who buys health insurance.

· Create a federally subsidized state-administered program to offer coverage for low-income people.

"I've made it very clear that what I want is for families to make decisions about their health care, not government..." -- McCain*
· Coverage would be mandatory for children.

· Offer an income-based federal subsidy for people who don't get insurance from an employer or qualify for government plans like Medicaid.

· Create a national network of public and private plans for those without other access to insurance.

· Require employers to either offer a plan, help pay for employee costs or pay into a national health care network.

"...We need to pass a plan that lowers every family's premiums, and gives every uninsured American the same kind of coverage that members of Congress give themselves." -- Obama**

NEXT: Bankruptcy
Last updated October 29 2008: 12:15 PM ET
*April 28, 2008, Comments to Reporters, Miami, Fla.
**May 9, 2008, Speech, Beaverton, Ore.
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