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Savings
Obama wants the government to augment low- and middle-income workers' savings. McCain would help retirees keep their savings.

· Require companies to automatically enroll their employees in retirement plans they offer.

· Encourage saving by keeping investment taxes low.

· Temporarily suspend mandatory withdrawals from retirements accounts for senior citizens age 70 1/2 and older.

"As president, I intend to act quickly and decisively to promote growth and opportunity. I intend to keep the current low income and investment tax rates." -- McCain*
· Require employers that don't offer retirement plans to set up IRA-type accounts.

· Require companies to automatically enroll their employees in 401(k)s or IRAs.

· Provide a federally funded match on retirement savings for families earning below $75,000.

· Temporarily suspend mandatory withdrawals from retirements accounts for senior citizens age 70 1/2 and older.

"Personal saving is at an all-time low. A part of the American dream is at risk." -- Obama**




NEXT: Free Trade
Last updated October 29 2008: 12:15 PM ET
Source:
*June 10, 2008, Speech, Washington, D.C.
**Nov. 7, 2007, Speech, Bettendorf, Iowa
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