Your Money: McCain vs. Obama

· Spur economy and job growth by cutting corporate tax rate and temporarily lowering current rates on dividends and capital gains.

· Leave minimum wage at $7.25 an hour, which is where current law will take it to by 2009. Opposed to tying future hikes to inflation rate.

· Create tax credit equal to 10% of wages spent on R&D.

· Consolidate federal unemployment programs and reform training programs for job seekers.

· Temporarily eliminate taxes on unemployment benefits.

"We will build a new system, using the unemployment-insurance taxes to build for each worker a buffer account against a sudden loss of income -- so that in times of need they're not just told to fill out forms and take a number." -- McCain*

· Fund federal workforce training programs and direct these programs to incorporate "green" technologies training.

· Raise minimum wage to $9.50 an hour by 2011 and tie future rises to inflation.

· Double federal funding for basic research and make R&D tax credit permanent.

· Set up $60 billion infrastructure investment bank to help fund public works. Also, create a $25 billion emergency Jobs and Growth Fund to fund other infrastructure projects.

· Establish tax credit for companies that maintain or increase the number of full-time workers in America relative to those outside the U.S.

· Give a temporary tax credit of $3,000 in 2009 and 2010 to companies for each new full-time employee it hires in the United States.

· Temporarily eliminate taxes on unemployment benefits.

· Advocate for stronger unionization.

"We will provide incentives to businesses and consumers to save energy and make buildings more efficient. That's how we're going to create jobs that pay well and can't be outsourced." -- Obama**